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Car Breakdown Insurance

A question we often get asked at NZVF is, what are the benefits of having car mechanical breakdown insurance included in your finance? Below are what we think are the 5 biggest advantages of having car mechanical insurance. 

Car mechanical breakdowns can be costly and inconvenient, leaving you stranded on the side of the road and facing expensive repair bills. That's where car mechanical breakdown insurance comes in. By providing coverage for unexpected repairs, this type of insurance can help you protect your investment and avoid financial stress. In this article, we'll explore the top benefits of owning a car with mechanical breakdown insurance.

Piece of Mind

One of the biggest benefits of owning car mechanical breakdown insurance is the peace of mind it provides. With this type of coverage, you can rest easy knowing that major unexpected repairs will be taken care of without breaking the bank. This can be especially important if you rely on your car for work or have a long commute, as unexpected breakdowns can cause major disruptions to your daily routine. By having car mechanical breakdown insurance, you can drive with confidence and enjoy the peace of mind that comes with knowing you're protected.

Cost savings

One of the top benefits of owning car mechanical breakdown insurance is the cost savings it provides. Without this type of coverage, unexpected car repairs can be incredibly expensive and can quickly drain your bank account. However, with car mechanical breakdown insurance, you'll only be responsible for paying a small deductible, while the insurance company covers the rest of the repair costs. This can save you hundreds or even thousands of dollars in the long run, making car mechanical breakdown insurance a smart investment for any car owner.

Comprehensive Coverage

Car mechanical breakdown insurance provides comprehensive coverage for unexpected repairs that may not be covered by traditional car insurance policies. This includes repairs for mechanical and electrical components of your car, such as the engine, suspension, transmission, electrical system, EV/Hybrid battery cover, and more. With this type of coverage, you can have total peace of mind knowing that you're protected from costly repairs that can arise at any time. Additionally, our car mechanical breakdown insurance policies also include AA Roadside Assistance, rental car coverage, and other benefits to further protect you and your investment.

Convenient Repairs

One of the top benefits of owning car mechanical breakdown insurance is the convenience it provides when unexpected repairs are needed. With this type of coverage, you can take your car to any licensed repair shop and have the repairs covered by your policy, and with a nationwide repair network around New Zealand, solutions are never too far away. All of our policies include generous accommodation and rental car hire if you are away from home (greater than 100kms). This means you don't have to worry about finding a specific repair shop that is approved by your insurance company, which can save you time and hassle. Additionally, some policies may offer mobile repair services, where a mechanic will come to you to perform the necessary repairs. This can be especially helpful if you're stranded on the side of the road and need immediate assistance.

Increased Resale Value

Another benefit of owning car mechanical breakdown insurance is the potential for increased resale value. When you have this type of coverage, you can provide potential buyers with peace of mind knowing that the car has been well-maintained and any unexpected repairs have been covered. This can make your car more attractive to buyers and potentially increase its resale and trade-in value. Additionally, some policies may be transferable to a new owner, (you will need to check with the insurance company) which can be a selling point for those looking to purchase a used car.

Various levels of warranty are available, all offering 5-star protection. Speak to our one of our team today for more information.


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